@font-face{font-family:Lato;font-style:normal;font-weight:400;font-display:swap;src:url(assets/fonts/lato-400.woff2) format("woff2")}
@font-face{font-family:Lato;font-style:normal;font-weight:700;font-display:swap;src:url(assets/fonts/lato-700.woff2) format("woff2")}
@font-face{font-family:Lato;font-style:normal;font-weight:900;font-display:swap;src:url(assets/fonts/lato-900.woff2) format("woff2")}
:root{--navy:#0F2A44;--coral:#FF7A45;--sky:#9BD7F5;--cream:#FFF6EC;--sky-soft:#E6F5FD;--line:#EADBC8;--radius:20px;--shadow:0 12px 36px rgba(15,42,68,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Lato,system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--navy);background:var(--cream);line-height:1.6;font-size:17px}
img{max-width:100%;height:auto}a{color:var(--navy)}
.wrap{max-width:1160px;margin:0 auto;padding:0 24px}
h1,h2,h3{font-family:Lato,system-ui,sans-serif;line-height:1.12;margin:.2em 0 .4em}
h1{font-weight:900;font-size:clamp(2.2rem,5.2vw,3.6rem);letter-spacing:-.01em}
h2{font-weight:900;font-size:clamp(1.7rem,3.6vw,2.5rem)}h3{font-weight:700;font-size:1.2rem}
.eyebrow{display:inline-block;text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;font-weight:900;color:var(--navy);background:var(--sky);padding:5px 12px;border-radius:999px;margin:0 0 10px}
.lead{font-size:1.2rem}.fine{font-size:.85rem;opacity:.8;margin:10px 0 0}.center{text-align:center}
.skip{position:absolute;left:-999px;top:8px;background:var(--navy);color:#fff;padding:8px 14px;border-radius:8px;z-index:50}.skip:focus{left:8px}
/* header */
.site-header{background:var(--cream);position:sticky;top:0;z-index:20;border-bottom:1px solid var(--line)}
.navin{display:flex;align-items:center;gap:16px;min-height:100px}
.brand{display:flex;align-items:center;flex-shrink:0}.brand img{height:88px;width:160px;object-fit:contain;display:block}
.mainnav{display:flex;gap:4px;margin-left:auto}
.mainnav a{color:var(--navy);text-decoration:none;font-weight:700;padding:8px 12px;border-radius:999px}
.mainnav a:hover,.mainnav a[aria-current=page]{background:var(--sky-soft)}
.menu-btn{display:none;margin-left:auto;background:transparent;border:2px solid var(--navy);border-radius:12px;width:46px;height:42px;cursor:pointer;color:var(--navy)}
.menu-btn span,.menu-btn span::before,.menu-btn span::after{display:block;width:20px;height:2px;background:var(--navy);margin:0 auto;position:relative;content:""}
.menu-btn span::before{position:absolute;top:-6px}.menu-btn span::after{position:absolute;top:6px}
.mobile-nav{display:none;background:var(--cream);border-top:1px solid var(--line);padding:10px 24px 20px}
.mobile-nav a{display:block;padding:12px 4px;font-weight:700;text-decoration:none;color:var(--navy);border-bottom:1px solid var(--line)}
.mobile-nav.open{display:block}
/* buttons: coral with NAVY text */
.btn{display:inline-block;padding:14px 28px;border-radius:999px;font-weight:900;text-decoration:none;border:2px solid var(--navy);cursor:pointer;font-size:1rem;font-family:inherit;line-height:1.2;transition:transform .15s,box-shadow .15s}
.btn:hover{transform:translateY(-1px);box-shadow:0 6px 16px rgba(15,42,68,.15)}
.btn:focus-visible,.mainnav a:focus-visible,.menu-btn:focus-visible{outline:3px solid var(--navy);outline-offset:3px}
.btn.coral{background:var(--coral);border-color:var(--coral);color:var(--navy)}
.btn.outline{color:var(--navy);background:#fff}.btn.sm{padding:9px 20px;font-size:.95rem}
.btns{display:flex;gap:12px;flex-wrap:wrap;margin:24px 0 12px}
/* sections */
section{padding:80px 0}.alt{background:#fff}.skyband{background:var(--sky-soft)}
.hero{padding:64px 0 72px}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}
.hero-art{background:var(--sky);border-radius:32px;padding:32px;display:grid;place-items:center;box-shadow:var(--shadow)}
.hero-art img{max-height:420px;width:auto}
.hero .other{font-weight:700;margin:6px 0 0}.hero .other a{color:var(--navy)}
.trust{background:var(--navy);color:var(--cream);padding:22px 0}
.trust ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;justify-content:space-around;gap:12px 32px;font-weight:700}
.trust li::before{content:"✓";color:var(--coral);margin-right:8px;font-weight:900}
.cards3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:32px}
.card{background:#fff;border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.skyband .card,.alt .card.cream{background:var(--cream)}
.chip{display:inline-grid;place-items:center;width:48px;height:48px;border-radius:14px;background:var(--sky);color:var(--navy);font-weight:900;font-size:1.2rem;margin-bottom:12px}
.feature{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.feature-panel{background:var(--navy);color:var(--cream);border-radius:32px;padding:40px}
.feature-panel h3{color:#fff}.feature-panel ul{padding-left:0;list-style:none;margin:0}.feature-panel li{padding:10px 0;border-bottom:1px solid rgba(255,246,236,.18)}
.feature-panel li::before{content:"●";color:var(--coral);margin-right:10px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:32px;counter-reset:s;padding:0;list-style:none}
.steps li{background:#fff;border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.steps li::before{counter-increment:s;content:counter(s);display:inline-grid;place-items:center;width:44px;height:44px;border-radius:50%;background:var(--coral);color:var(--navy);font-weight:900;margin-bottom:12px}
.meet{display:grid;grid-template-columns:.7fr 1.3fr;gap:48px;align-items:center}
.meet-art{background:var(--cream);border-radius:32px;padding:28px;display:grid;place-items:center}
.meet-art img{max-height:300px;width:auto}
.lic-list{list-style:none;padding:0;margin:16px 0;font-weight:700}.lic-list li{padding:6px 0}
.covgrid{display:grid;grid-template-columns:repeat(5,1fr);gap:16px;margin-top:28px}
.cov{display:block;background:var(--sky);color:var(--navy);text-decoration:none;border-radius:var(--radius);padding:22px}
.cov b{display:block;font-size:1.1rem;margin-bottom:6px}.cov:hover{box-shadow:var(--shadow)}
.cities{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;list-style:none;padding:0;margin:20px 0}
.cities li{background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 16px;font-weight:700}
.faq{max-width:820px;margin:28px auto 0}.faq details{background:#fff;border-radius:16px;padding:20px 24px;margin:12px 0;box-shadow:var(--shadow)}
.faq summary{font-weight:900;cursor:pointer;font-size:1.08rem}.faq p{margin:12px 0 0}
.final{background:var(--sky);color:var(--navy);border-radius:32px;padding:56px 32px;text-align:center}

/* interior pages */
.page{padding:56px 0 72px}.page-hero{background:#fff;border-radius:32px;padding:40px;box-shadow:var(--shadow);max-width:900px}
.page h2{margin-top:32px}.legal{max-width:800px}
.review{background:var(--sky-soft);border-left:5px solid var(--navy);padding:12px 16px;border-radius:8px}
.form{display:grid;grid-template-columns:1fr 1fr;gap:16px;background:#fff;padding:28px;border-radius:var(--radius);margin-top:20px;box-shadow:var(--shadow)}
.form label{display:flex;flex-direction:column;font-weight:700;font-size:.95rem;gap:6px}.full{grid-column:1/-1}
.form input,.form select,.form textarea{padding:12px;border:1px solid #cdbba4;border-radius:10px;font:inherit;background:#fff;color:var(--navy)}
.chk{flex-direction:row!important;align-items:flex-start;font-weight:400!important}
.thanks{background:var(--sky-soft);border-left:6px solid var(--coral);padding:24px;border-radius:12px;margin-top:20px}
/* footer */
footer{background:var(--navy);color:var(--cream);padding:56px 0 28px;margin-top:0}
footer a{color:var(--sky)}.fgrid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:32px}
.flogo{height:64px;width:auto;display:block;margin-bottom:12px}
footer h4{margin:0 0 10px;font-size:1rem;color:#fff}footer ul{list-style:none;padding:0;margin:0}footer li{margin:6px 0}
footer .lic{font-size:.85rem;opacity:.92;margin:6px 0}.fbottom{border-top:1px solid rgba(255,246,236,.2);margin-top:28px;padding-top:18px}
@media(max-width:980px){.covgrid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:860px){.mainnav{display:none}.menu-btn{display:block}
.hero-grid,.feature,.meet,.cards3,.steps,.fgrid,.form{grid-template-columns:1fr}
.hero-art img{max-height:260px}section{padding:56px 0}.page-hero{padding:28px}}
@media(max-width:480px){.covgrid{grid-template-columns:1fr}.brand img{height:72px;width:130px}.final{padding:40px 20px}}
@media(min-width:861px){.mobile-nav{display:none!important}}

.justify-center{justify-content:center}.final-section{padding-top:0}section[id]{scroll-margin-top:115px}.trust li span{font-size:.88rem;font-weight:400}.feature-label{text-transform:uppercase;letter-spacing:.1em;font-size:.8rem}.flogo{height:auto;width:180px}.page-hero{margin:0 auto}.legal{max-width:100%}.menu-btn{flex-shrink:0}.header-quote{white-space:nowrap}.chk input{margin-top:6px;flex-shrink:0}.form textarea{min-height:120px}.form .btn{justify-self:start}.fine{opacity:1;color:inherit}.hero-art{border-radius:48% 48% 28px 28px;box-shadow:none}.hero-art img{filter:drop-shadow(0 18px 20px rgba(15,42,68,.10))}
@media(max-width:1080px){.mainnav a{padding:8px;font-size:.92rem}.navin{gap:10px}}
@media(max-width:860px){.header-quote{margin-left:auto}.menu-btn{margin-left:0}.hero-grid{gap:32px}.hero-art{max-width:440px;width:100%;margin:auto}.trust ul{justify-content:flex-start}.page{padding-top:32px}}
@media(max-width:480px){.wrap{padding:0 18px}.navin{min-height:88px;gap:8px}.header-quote{font-size:.8rem!important;padding:10px 12px!important}.menu-btn{width:40px}.brand img{width:116px;height:auto}.hero{padding-top:40px}.hero-art img{max-height:300px}.page-hero{padding:24px 20px}.form{padding:20px}.hero .btns .btn{width:100%;text-align:center}.hero-art{padding:24px}.trust ul{gap:20px}.covgrid{grid-template-columns:1fr}.page h1{overflow-wrap:anywhere}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}