Side-by-side choices
We shop multiple carriers for you and lay the options out clearly, so you can compare price and coverage at a glance.
Insurance has never felt this easy
TIM is The Insurance Marketplace.
Compare options from top carriers.
Multiplecarriers compared
1dedicated agent
$0to compare quotes
- Homeowners
- Auto
- Landlord
- Renters
- Flood
- Umbrella
TIM makes insurance shopping effortless
More protection, one place
Bundle home with auto, add flood or umbrella, or cover a rental property, all with the same agent.
Ongoing care
We review your coverage every year and re-shop at renewal, so your policy keeps up with your home and your budget.
How we make it happen
- 1
Tell us about what you're protecting
Enter your address and a few details about your home, car or rental.
- 2
Compare quotes
See personalized options from the carriers in our marketplace, side by side.
- 3
Choose with your agent
A licensed TIM agent walks you through the differences and helps you pick the right policy.
Why homeowners choose TIM
An independent marketplace that works for you, not for one insurance company
Independent by design
We're not tied to a single carrier, so our job is finding the best fit for you.
A real, licensed agent
One person who knows your file, answers your questions and stays with you after you buy.
Built to help you save
We look for bundling and policy discounts and re-shop your coverage when it renews.
Closing-ready coverage
Buying a home? We coordinate with your lender and escrow so proof of insurance is ready on time.
Coverage beyond your home
Add-ons and extra protection from one marketplace
Auto insurance
Protect your car and passengers, and bundle with home to save.
Landlord insurance
Protect your rental property from unexpected losses.
Flood insurance
Standard home policies typically exclude flood. Close the gap.
Umbrella & renters
Extra liability protection, or coverage for your belongings if you rent.
A smarter way to keep your coverage right
Already insured? Get a free coverage checkup. We'll review what you have, flag gaps and see whether another carrier can offer you a better fit.
- Dwelling and rebuild-cost review
- Deductible and liability limits check
- Bundling and discount opportunities
Quick quotes today.
Fewer surprises tomorrow.
Compare. Choose. Save. We make it simple to switch.
Licensed agency
A California-licensed property & casualty insurance agency.
Multi-carrier
We shop multiple insurers so you can compare real options.
Learn more about insurance in your area
Pick a region to see what California homeowners there should think about, from wildfire to earthquake to flood.